I'm not exactly clear on what you are looking for. Do you want a system? Or are you looking for a single switch which has these capabilities?
If you are trying to have a switch change state depending on an analog level, you would need a device which could read the signal and bring it into software, analyze it and then tell a switch module which relays to open and close. Is this the kind of thing you are looking for? If so, you might want to check out NI's DAQ products along with LabVIEW or CVI.
On the second part of your question, yes, putting more than the rated voltage into a relay will damage it or shorten the life of it. It's not recommended. You should choose a switch which can handle more than you would ever expect to see on that line.
Hope th
is helps.
Jack